Safety
Cash reserves, debt pressure and resilience if income is interrupted.
ACIS ResearchAI文明投资研究院ACIS FAMILY WEALTH DIAGNOSIS
See the structure
before choosing the next step.
A full diagnosis does more than calculate a score. It answers what matters first, why it matters, and what new evidence would change the view.
New here? Start the free initial check →WHAT THIS SOLVES
More assets do not automatically mean a healthier system.
Household wealth is not only about returns. It is about whether each pool of money is doing the right job.
Fit
Whether time horizon, currency and assets match the family’s actual goals.
Resilience
Concentration, protection gaps and weak points under different scenarios.
Priorities
What to address now, what to improve later and what only needs monitoring.
FIT CHECK
First, make sure this is the service you need.
- You own several asset types but lack one coherent structure.
- Education, retirement, a home purchase, entrepreneurship or legacy is approaching.
- You are concerned about concentration in cash, property, a security, a sector or digital assets.
- You want priorities—not another product list.
- Daily trading calls, market timing or short-term signals.
- Guaranteed returns, capital guarantees or certain forecasts.
- A product conclusion without understanding family goals and constraints.
- Replacing regulated suitability, legal, tax or accounting advice.
DELIVERABLES
You receive more than a score.
Depth and format depend on the scope agreed before work begins. Core deliverables may include:
One-page decision summary
One clear conclusion, the three main issues and what they mean for the family.
Household wealth map
How cash flow, debt, protection, assets and major goals connect.
Scores and evidence
Key signals, analysis depth, assumptions and what still cannot be determined.
Portfolio deep dive
Where agreed, look-through holdings, concentration, correlation and CCOS analysis.
Scenario tests
The effect of income disruption, market drawdowns, major spending or retirement withdrawals.
Phased action list
Priorities organized into now, next and monitor—with clear review triggers.
FIVE-STEP JOURNEY
See the value before deciding whether to continue.
- 01
Complete the free initial check
Receive a structure score, key signals and an analysis-depth indicator.
- 02
View simulated reports
See the deliverable before sharing contact details.
- 03
Request a conversation
Submit only your question, or explicitly choose to attach a non-amount summary.
- 04
Confirm fit, scope and fees
No paid work begins until the provider, deliverables, information and fees are agreed.
- 05
Analysis, human review and delivery
The agreed information is reviewed and you decide whether any next step is appropriate.
SCOPE & FEES
Clarified before work begins.
The online initial check is free to use. Whether a conversation or full diagnosis is paid, together with the method and amount, is disclosed and agreed before paid work begins. You may stop after the diagnosis and do not need to purchase any financial product.
INTERESTS & BOUNDARIES
Goals first—not a predetermined product.
If a later step involves a third-party product, referral or application, the relevant provider and any potential commission, referral fee or other economic interest should be disclosed before that step. Tailored or regulated services depend on jurisdiction and the applicable provider.
PRIVACY
Only what the current step needs.
Exact amounts entered in the free check remain in the browser. When requesting a conversation, you may share no result or explicitly attach only a score band, analysis-depth band, status and action titles. Never send passwords, full account numbers or complete financial records through the initial form.
YOUR NEXT STEP
Bring the question. You do not need a perfect answer yet.
First view a simulated report, or submit only the one question you most want clarified. A request does not mean purchasing a product or authorizing a transaction.